When you need flexible BTL mortgages think Together
 
Complete FS
 

023 8045 6999 | www.complete-fs.co.uk | [email protected]
Let's support landlords together

Navigating the impact of the Renters' Rights Act: a handy summary.

Rental homes remain critical to the UK property market, housing around 20% of the population. And with affordability still stretched, demand isn't going away.

From 1 May 2026, the Renters' Rights Act marks a major shift for landlords giving tenants more protection and increasing compliance expectations across the sector.

What's changed?
  • Section 21 'no-fault' evictions abolished
  • Assured shorthold tenancies phased out
  • Stricter controls on rent increases
  • Fines of up to £7,000 for minor breaches and £40,000 for serious or repeat offences

With higher penalties and clearer rules, landlords need to understand exactly how the legislation affects their assets.
Find out more
The opportunity and how we can help.

The opportunity and how we can help.

Professional landlords are adapting and those who plan ahead are well placed to grow.

At Together we offer flexible First and Second Charge Buy to Let mortgages designed to help landlords with non-standard properties and ownership structures, including:
  • HMOs and MUFBs
  • Holiday lets
  • Student housing
  • Leveraging existing equity
 

Our common sense approach to lending means we can consider:
  • Overseas nationals and expats
  • First-time buyers and first-time landlords
  • Limited companies and SPVs
  • No minimum earned income
  • No maximum age if self funded
  • Serviced accommodation and Airbnbs
Our common sense approach to lending
 
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9 Compass Point, Ensign Way Hamble, Southampton, SO31 4RA

Copyright 2026 Complete FS Ltd.

 

For the use of mortgage intermediaries & other authorised professionals only. Not to be shown to or used with the general public. Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Registered in England & Wales with Company No. 81635434. Registered Office at Fleming Court, Leigh Road, Eastleigh, Hants, SO50 9PD.

 

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