Have You Registered for Meet the Lender Yet?

Our annual Meet the Lender event is just around the corner - and we'd love you to join us!

Taking place on Wednesday 21st October at St Mary's Stadium in Southampton, this is your opportunity to step away from the day-to-day, meet some of the specialist lenders behind the products you're placing and, importantly, put some faces to the names you speak to every day.

But it's not just about meeting the lenders.

You'll also get the chance to meet the Complete FS team face-to-face, catch up with colleagues from across the industry and build relationships with the people who can help you with your more complex cases.

With a fantastic line-up of specialist lenders attending, there'll be plenty of opportunities to explore where they can support your clients across:

Buy-to-Let - Residential - Secured Loans - Bridging - Commercial Lending

Our round-table format means you can get involved, ask questions and have genuine conversations with lenders about the types of cases they’re looking to support.

You'll also hear from guest speakers, get the latest market insight and have plenty of time for networking - all while enjoying refreshments and lunch.

And, of course, you'll receive a CPD certificate for attending.

Wednesday 21 October 2026
St Mary’s Stadium, Southampton
9:30am - 2:00pm

Places are still available - but don’t miss out!

If you haven’t registered yet, now is the perfect time to secure your place.

Come along, meet the lenders, meet the Complete FS team and discover what’s possible across the specialist market.

We can’t wait to see you there!

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Market Insight

Market Insight - What stood out in August

Our view

The figures reflect what we’re seeing across the wider market: while some areas have softened, demand for specialist lending remains strong.

For brokers, the key takeaway is that a case that doesn’t fit one lender’s criteria doesn’t necessarily mean there isn’t a solution. Sometimes it simply needs a different approach.

If you have a case that doesn’t quite fit with your usual lenders, speak to our team. We’re always happy to take a second look, help identify potential options and support you with the packaging process.

Case Study

Bridging the Gap: When Timing Is Everything

Sometimes the right property comes along at exactly the wrong time.

Our broker came to us with a client who had found their ideal new home - but there was one problem. Their existing property hadn’t sold yet, and waiting for the sale to complete could have meant losing the new purchase.

The challenge
The client needed to move quickly, but their existing property sale wasn't yet complete. The question was how to secure the new property without relying on the sale completing first.

The solution
We looked at the client's circumstances, the properties involved and, crucially, the proposed exit strategy. A short-term bridging loan provided the funds needed to complete the purchase, allowing the client to secure their new property while their existing home was sold.

We then worked closely with the broker to identify a suitable specialist lender and ensure the case was fully packaged before submission.

The result
The client secured their new property
The purchase wasn’t held up by the existing sale
A clear exit strategy was established from the outset
The broker had support navigating the specialist lending market

The takeaway
Bridging finance doesn't have to be complicated - but the detail matters.

From chain breaks and auction purchases to refurbishment projects and properties that don't fit standard lending criteria, bridging can provide a valuable short-term solution when timing or circumstances make a conventional mortgage unsuitable.

And that's where we come in. At Complete FS, we understand that specialist cases often need a little more thought. We work with brokers to understand the full picture, identify potential lending solutions and make sure cases are fully packaged before submission.

Got a case that’s a little outside the box? Speak to the Complete FS team - let’s see what we can do.

Did You Know

5 Things to Consider Before Submitting a Bridging Case

Bridging can be a fantastic solution when a client needs to move quickly or a conventional mortgage simply isn’t suitable.  But, as with any specialist case, the detail matters.  Before submitting a bridging case, here are five things worth considering:

1. What is the exit strategy?
This is one of the most important questions to answer from the outset.  How is the client intending to repay the bridging loan? Whether that’s through the sale of a property, refinancing onto a longer-term mortgage or another clearly defined route, the proposed exit needs to make sense and be realistic.

2. What is the client trying to achieve?
Understanding the bigger picture is key. Is it a chain break? An auction purchase? A refurbishment project? A time-sensitive purchase? Or perhaps a property that doesn’t fit conventional lending criteria?  Understanding exactly what the client is trying to achieve helps identify the right type of bridging solution.

3. What are the properties worth?
Make sure you have a clear understanding of the property or properties involved, including the current value and, where relevant, the anticipated value once works have been completed. The lender will want to understand the overall security position, so having the right information from the outset can help avoid unnecessary delays.

4. How much does the client actually need?
Bridging finance can involve a number of costs, so it’s important to establish the full funding requirement rather than simply looking at the purchase price or amount required to complete. Understanding the total amount needed, including relevant fees and costs, helps ensure the proposed facility is structured correctly from the start.

5. Is all the information ready to go?
Specialist cases can involve more moving parts, so good preparation can make a real difference. Having the relevant information, supporting documents and a clear explanation of the client’s circumstances ready before submission can help the lender understand the case quickly and reduce unnecessary back-and-forth.

And that’s where good packaging can make a difference.
At Complete FS, we work with brokers to understand the full circumstances of the case and identify potential lender options.  If you’re considering bridging for a client and want to talk through the case before you submit, speak to our team. Sometimes a quick conversation at the start can make all the difference.

Meet Your Specialist

Bob Hope
Bridging & Commercial Specialist

If there's one person at Complete FS who knows his way around a bridging or commercial case, it's Bob Hope. With years of experience across the specialist lending market, Bob has made it his mission to do more than simply help brokers place business.

He's passionate about educating brokers, helping them spot opportunities and giving them the confidence to write more bridging and commercial business.

Bob knows the market inside out and is always happy to share his knowledge - whether that's talking through a potential case, helping a broker understand how a particular lender works or simply discussing whether bridging or commercial finance could be the right solution for a client.

His approach is simple: understand the case, understand the opportunity and find the right way forward.

For brokers, that knowledge can be invaluable. Specialist lending can sometimes feel daunting, particularly when a case sits outside the areas you deal with every day. Having someone who can talk through the options and explain how the market works can make all the difference.

So, if you've got a bridging or commercial enquiry, or perhaps a client whose circumstances could open up an opportunity you hadn't considered, Bob is always happy to have a conversation.

Speak to Bob and discover what could be possible.

023 8045 0502
[email protected]