We are very excited to announce that Complete have partnered with the new specialist lender Afin Bank to bring you some of the most flexible criteria on the market.
Key criteria strengths
- No minimum credit score required
- Pragmatic, manual underwriting approach
- Minimum UK residency: 6 months
- Applicants with thin or no UK credit footprint accepted
- Clients can originate from anywhere globally
- Overseas deposits accepted
- One year’s accounts and forecasted income accepted for self-employed applicants
- Applications welcome from underserved communities such as clients from Nigeria, Ghana, Sierra Leone, The Gambia and all foreign nationals who live and work in the UK
- Dedicated 90% LTV products for qualified professionals – up to 6.5x income
- 100% capital raising available for debt consolidation
- Flexible capital raising options – including property investment, business purposes, and one-off tax bills
- ERC-free tracker products