Complete FS are very pleased to announce that we have been added to a very limited distribution panel with West One for residential first charge loans. West One offers a comprehensive range of residential mortgage products to borrowers who are unable to obtain a high street mortgage.
West One specialise in helping borrowers with complex circumstances to:
Move home or purchase their first property.
Re-mortgage to improve their mortgage terms and/or capital raise, often for home improvements or debt consolidation.
Release equity from a currently unencumbered home for almost any legal purpose.
With loan sizes from £25k to £1m, repayment terms of 3 – 40 years and multiple product options, West One can often help when others can’t.
These mortgages are ideal for borrowers who:
Are first-time buyers
Are self-employed
Have less than a perfect credit score
Have complex income requirements
Are older borrowers
Here’s some compelling features to their offering:
Fast Track remortgage service provided by their in-house legal team
Up to 85% LTV for First Time Buyers, Homemovers, purchase and capital raising remortgages
LTI over 4.5 times income considered subject to meeting eligibility requirements
AVMs available for loan sizes up to £150,000 accepted subject to criteria
Minimum age 21 with the loan term ending by age 85
Available to employed, self-employed, contractors and retired applicants
Interest Only up to 75% LTV subject to eligibility
Mortgage arrears over 12 months old ignored
Satisfied CCJ’s and defaults ignored for plan assessment
Rates start as low as 4.74% with Lifetime Trackers as well as 5 year fixed rate products now available.
