Site Sponsor

Cynergy Bank

About Us

Documents
Proc Fees
Product Gross Fee paid by lender Net fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Bridging 1.50% 1.00% 0.50%

About Cynergy Bank

A specialist bank serving the blended business and personal financial needs of business owners, property entrepreneurs and family businesses. 
A specialist bank serving the blended business and personal financial needs of business owners, property entrepreneurs and family businesses. We offer a range of property investment, development funding and private banking products and services. Suitable for all professional property landlords and investors, each case is structured to suit the customer needs and is managed personally by a qualified and experienced Relationship Manager where the customer remains the heart of what we do.

Cynergy Bank property investment offering

Facility Type
Cynergy Bank Residential Investment Term Loan
Cynergy Bank Commercial Investment Term Loan
Amount
£1,000,000 - £40,000,000
£1,000,000 - £30,000,000
Term
Up to 10 years
Up to 10 years
Typical Margins
From 3% above Bank of England base rate
From 4% above Bank of England base rate
Repayment Type
Capital & Interest and Interest only
Capital & Interest and Interest only
Borrower Type
UK Sole Trader UK Partnership UK Limited Company
UK Sole Trader UK Partnership UK Limited Company
Security Type
Debenture (as applicable) Residential Property Investment including HMO, MUB and single asset value blocks
Debenture (as applicable) Commercial Property Investment including mixed use
Max Loan to Value (LTV)
Up to 70% (repayment or interest only loans)
Up to 60% (repayment loans) Up to 55% (interest only loans)
Early Repayment Charges (ERC)
ERC as applicable
ERC as applicable
Personal guarantees
Applies for Limited Companies and Limited Liability Partnerships
Applies for Limited Companies and Limited Liability Partnerships
Relationship managed
Yes
Yes

Please note

Our phone lines will be closed on Thursday 1st May until 10.30am for staff training.