Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 1.50% | 1.00% | 0.50% |
About Cynergy Bank
Cynergy Bank property investment offering
Facility Type
|
Cynergy Bank Residential Investment Term Loan
|
Cynergy Bank Commercial Investment Term Loan
|
---|---|---|
Amount
|
£1,000,000 - £40,000,000
|
£1,000,000 - £30,000,000
|
Term
|
Up to 10 years
|
Up to 10 years
|
Typical Margins
|
From 3% above Bank of England base rate
|
From 4% above Bank of England base rate
|
Repayment Type
|
Capital & Interest and Interest only
|
Capital & Interest and Interest only
|
Borrower Type
|
UK Sole Trader UK Partnership UK Limited Company
|
UK Sole Trader UK Partnership UK Limited Company
|
Security Type
|
Debenture (as applicable) Residential Property Investment including HMO, MUB and single asset value blocks
|
Debenture (as applicable) Commercial Property Investment including mixed use
|
Max Loan to Value (LTV)
|
Up to 70% (repayment or interest only loans)
|
Up to 60% (repayment loans) Up to 55% (interest only loans)
|
Early Repayment Charges (ERC)
|
ERC as applicable
|
ERC as applicable
|
Personal guarantees
|
Applies for Limited Companies and Limited Liability Partnerships
|
Applies for Limited Companies and Limited Liability Partnerships
|
Relationship managed
|
Yes
|
Yes
|
Our phone lines will be closed on Thursday 1st May until 10.30am for staff training.