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Complete and West One Residential to panel

Complete FS are very pleased to announce that we have been added to a very limited distribution panel with West One for residential first charge loans. West One offers a comprehensive range of residential mortgage products to borrowers who are unable to obtain a high street mortgage.

West One specialise in helping borrowers with complex circumstances to:

Move home or purchase their first property.

Re-mortgage to improve their mortgage terms and/or capital raise, often for home improvements or debt consolidation.

Release equity from a currently unencumbered home for almost any legal purpose.

With loan sizes from £25k to £1m, repayment terms of 3 – 40 years and multiple product options, West One can often help when others can’t.

These mortgages are ideal for borrowers who:

Are first-time buyers

Are self-employed

Have less than a perfect credit score

Have complex income requirements

Are older borrowers

Here’s some compelling features to their offering:

Fast Track remortgage service provided by their in-house legal team

Up to 85% LTV for First Time Buyers, Homemovers, purchase and capital raising remortgages

LTI over 4.5 times income considered subject to meeting eligibility requirements

AVMs available for loan sizes up to £150,000 accepted subject to criteria

Minimum age 21 with the loan term ending by age 85

Available to employed, self-employed, contractors and retired applicants

Interest Only up to 75% LTV subject to eligibility

Mortgage arrears over 12 months old ignored

Satisfied CCJ’s and defaults ignored for plan assessment

Rates start as low as 4.74% with Lifetime Trackers as well as 5 year fixed rate products now available.