023 8045 6999

023 8045 6999

MT Finance

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Proc Fees
Product Gross Fee paid by lender Net fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Bridging Finance 2.00% 1.00% 0.50%
Buy to Let 0.85% 0.50% 0.25%
Commercial 1.50% 0.75% 0.375%
About MT Finance
MT Finance is a market-leading specialist finance lender specialising in Bridging loans, Buy-to-Let and Commercial Mortgages. The company has a reputation for exceptional service delivery, and they excel at delivering fast and fit-for-purpose specialist funding solutions.
Key offerings:
Bridging loans:
MT Finance fit-for-purpose bridging loans caters to a wide range of customers’ needs.
Key features include:
  • Loans from £50,000
  • Flexible terms from 1-24 months with no ERC or exit fees
  • Undervalue transactions and pre-approved funds for auction purchases
  • Expert guidance and direct access to dedicated underwriters
  • Diverse property assets including residential, commercial & semi-commercial assets
  • Competitive loans up to 70% LTV on first charges across residential, semi-commercial, and commercial asset
Buy-to-Let:
MT Finance offer specialised buy-to-let mortgages for standard residential properties, HMOs, MUFBs and semi-commercial properties.
Key features include:
  • Up to 80% LTV
  • ICR from 125%
  • Minimum value £100,000 (outside of London)
  • England & Wales only
  • Individuals and limited companies
  • Adverse credit and first-time landlord considered
Commercial Mortgages:
MT Finance commercial mortgages caters to both individual and company borrowers with products split under standard and specialist criteria.
Standard criteria:
  • Up to 75% LTV
  • ICR from 125%
  • Terms from 5 to 30 years
  • Loans from £100,000 to £2,500,000
  • Standard sector includes offices, retail premises, hostels, healthcare properties and more
Specialist criteria:
  • Up to 70% LTV
  • Terms from 5 to 30 years
  • Loans from £100,000 to £2,500,000
  • Enhanced underwriting for complex property types
  • Specialist sectors include leisure, education, sports venues and more
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Our phone lines will be closed on Thursday 1st May until 10.30am for staff training.

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