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Redwood Bank

About Us

Proc Fees
Product Gross Fee paid by lender Net fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Buy to Let/Commercial 1.50% 0.75% 0.38%

Commercial Properties

For landlords purchasing or refinancing commercial properties

  • Mortgages from £50,000 to £5m
  • Up to 70% loan to value
  • Fixed terms from 2-20 years
  • Net rental income should represent at least 130% of monthly repayments
  • Interest only options available
  • Mixed-use properties considered

Borrowers should normally have:

  • At least two years’ experience as a professional landlord
  • A minimum of two properties in England, Scotland or Wales.

Residential Properties

For landlords purchasing or refinancing residential properties

  • Mortgages from £50,000 to £5m 
  • Up to 70% loan to value (and up to 100% of loan to cost for Houses of Multiple Occupancy (HMOs)
  • Fixed terms from 2-30 years (25 years max for HMO properties)
  • Net rental income should represent at least 130% of monthly repayments
  • Interest only options available
  • Mixed-use properties considered.

Borrowers should normally have:

  • At least two years’ experience as a professional landlord
  • A minimum of four properties in England, Scotland or Wales.

Please note

Our phone lines will be closed on Thursday 1st May until 10.30am for staff training.